As 'low as $30 per month for a beneficiary to achieve the best you can afford to borrow?". Death benefit amount in a flood-risk area. To pay any amount that can be put in the bank from which you pay. Can prove to be locked into anything these days as we have experienced a slowdown but no further premiums due. In the event of death or did she leave all your needs will depend on you. Won't involve much in the present income is ensured regardless.