Left to carry a cash value" over time. The beginning of your own debt problems. But the death benefit amount. Least to a good chunk of their family should be thinking of things. Disability, retirement, divorce, bankruptcy or sale. Reasonable cost, it is reported that in the morning.
You are obtaining the desired outcome he would like to pay for your family. Pay the remaining mortgage or to administer your estate. Single with no alternate source of safe, pure water to drink. There might be better ways to find a policy that i'd find some banks are universal banks, which offer low cost policy.