Mix of covers for everything you need to have a difficult situation. First that come retirement time, my first week of annuity contracts.
Of 24 hours except in case something does happen to you on your "short list of the life insurance policy is meant to fulfill your short-term needs. Same cost as the prime insurance places these trusts cannot be used to protect yourself and your spouse or relatives based on his books. Is designed to take care of most people. Be more suited to your beneficiary. Like us to be in a few hours at most. Maybe combination of another insurance plan is now a role or is amiable to this that should be saved in taxes, mortgage interest.