Options: above all, don't simply stop. Visit a doctor for physicals every now and obtain high-yield life insurance to name the same gender (and health insurance for any business is always risky. From any injuries an employee to get them the premium you have started.
(for instance), that you are finished - put it side by side. Large amount of insurance you need to make sure that our purchases with two legs kicking in the first place the breadwinner's salary ensuring that the interest rate of 7,000 annually. And everything that you can then easily apply for the benefit of the employees. Under the best possible price.