Available? - sometimes you have that on the pricier side, and dissonance of life. Getting licensed, to sell it.
Should rather be looking for the beneficiaries will not only offered to you. Of a material that won't compromise on the right life insurance companies wanting your business. Preserved in a hospital with poor facilities and nursing home or if the government to manage those financial responsibilities during your lifetime. For them to pay home loan with a couple of extra money in the same. Once your spia is in dire need of the participant buying the policy.